Needless to say, the bigger the risk an insurance company takes, the higher the premium you will have to pay.
不用說，保險公司承擔風險越大，你付的保險費也就越高。
新概念英語第三冊
Lesson 43 Fully insured
?? 句中詞匯解析
從本句中提取的重要詞匯
n. 保險，保險業;保險費;預防措施;
adj. [體]鞏固球隊領先局面，使對手不能因增加一分而成平局的;
?? in進入+sur肯定+ance表名詞 → 保險
"The insurance company will refund any amount due to you."
保險公司將退還你應得的所有款項。
近義：insuring, underwriting, assurance, coverage
n. 公司，商號;作伴，伴侶，客人;連隊，中隊;（社交）集會，聚會;
?? com(together)+pan(bread)+y(名詞后綴)→交誼；伙伴
"He absconded with the company funds."
他卷走公司的資金潛逃了。
近義：institution, merging, partnership, pool, society, trust
反義：person, single, subject, dude, bleeder, bloke
n. 額外費用;保險費;附加費;
adj. 高昂的;優質的;
?? pre…前的，預先+mium拿，買到→在前面的人拿到→獎品，獎金
"You have to pay a premium for express delivery."
寄快速投遞你得付額外費用.
近義：indemnification, indemnity, award, prize, recompense, recoupment
adj. 不需要的;不必要的;無用的;多余的;
adv. 不需要地;不必要地;
n. 不需要;不必要;
"Banning smoking would save needless deaths."
禁止吸煙會免除不必要的死亡。
近義：pointless, profitless, purposeless, sumptuary, superfluous, unavailing
n. 危險，冒險;保險額;被保險人或物;
vt. 冒…的危險;使…冒風險（或面臨危險）;
"Social services keep lists of at-risk children ."
社工組織保留有在家里可能遭受傷害的孩子名單。
近義：hazard, imperil, jeopardise, jeopardize, stake, threaten
反義：protect, safeguard, shield, ward, forefend, defend